First Kansas Bank

First Kansas Bank is a currently active mortgage lending specialization banking institution headquartered in Hoisington, Kansas. Established in 12/30/1961, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First Kansas Bank manages $291.2M in total assets and holds $272.6M in customer deposits. When evaluating the stability of First Kansas Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 6.17%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.70%, while its Return on Equity (ROE) sits at 27.65%. These robust metrics contribute to an overall health score of 8.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.