First Federal Savings and Loan Association of Lakewood

First Federal Savings and Loan Association of Lakewood is a currently active mortgage lending specialization banking institution headquartered in Lakewood, Ohio. Established in 07/19/1935, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First Federal Savings and Loan Association of Lakewood manages $2.92B in total assets and holds $2.18B in customer deposits. When evaluating the stability of First Federal Savings and Loan Association of Lakewood, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.91%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.88%, while its Return on Equity (ROE) sits at 11.22%. These robust metrics contribute to an overall health score of 8.8 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.