First Farmers & Merchants State Bank of Grand Meadow

First Farmers & Merchants State Bank of Grand Meadow is a currently active agricultural specialization banking institution headquartered in Grand Meadow, Minnesota. Established in 04/09/1938, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First Farmers & Merchants State Bank of Grand Meadow manages $99.8M in total assets and holds $90.1M in customer deposits. When evaluating the stability of First Farmers & Merchants State Bank of Grand Meadow, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.33%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.28%, while its Return on Equity (ROE) sits at 15.43%. These robust metrics contribute to an overall health score of 9.3 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.