First Bank of Ohio

First Bank of Ohio is a currently active consumer lending specialization banking institution headquartered in Tiffin, Ohio. Established in 03/03/1873, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First Bank of Ohio manages $286.9M in total assets and holds $185.9M in customer deposits. When evaluating the stability of First Bank of Ohio, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 34.42%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.86%, while its Return on Equity (ROE) sits at 5.54%. These robust metrics contribute to an overall health score of 8.7 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.