First Bank Kansas
235 S Santa Fe Ave, Salina, KS 67401
Financial Overview
Financial Health Analysis
First Bank Kansas is a currently active commercial lending specialization banking institution headquartered in Salina, Kansas. Established in 06/30/1955, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, First Bank Kansas manages $614.3M in total assets and holds $561.6M in customer deposits. When evaluating the stability of First Bank Kansas, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.38%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.73%, while its Return on Equity (ROE) sits at 37.10%. These robust metrics contribute to an overall health score of 9.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$70.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.firstbankkansas.com
FDIC Certificate #: 18431
Specialization: Commercial Lending Specialization