First Bank

First Bank is a currently active commercial lending specialization banking institution headquartered in Mccomb, Mississippi. Established in 06/25/1895, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First Bank manages $558.4M in total assets and holds $479.3M in customer deposits. When evaluating the stability of First Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.31%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.47%, while its Return on Equity (ROE) sits at 10.68%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.