Farmers & Traders Bank of Campton
215 Mountain Parkway Spur Rd, Campton, KY 41301
Financial Overview
Financial Health Analysis
Farmers & Traders Bank of Campton is a currently active commercial lending specialization banking institution headquartered in Campton, Kentucky. Established in 01/01/1902, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Farmers & Traders Bank of Campton manages $68.7M in total assets and holds $55.0M in customer deposits. When evaluating the stability of Farmers & Traders Bank of Campton, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 6.50%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.31%, while its Return on Equity (ROE) sits at 19.68%. These robust metrics contribute to an overall health score of 8.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$55.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.farmersandtradersbank.com
FDIC Certificate #: 288
Specialization: Commercial Lending Specialization