Farmers Bank of Northern Missouri
1604 Main St, Unionville, MO 63565
Financial Overview
Financial Health Analysis
Farmers Bank of Northern Missouri is a currently active agricultural specialization banking institution headquartered in Unionville, Missouri. Established in 06/01/1901, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Farmers Bank of Northern Missouri manages $568.6M in total assets and holds $481.8M in customer deposits. When evaluating the stability of Farmers Bank of Northern Missouri, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.26%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.10%, while its Return on Equity (ROE) sits at 9.56%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$48.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.onlinefarmersbank.com
FDIC Certificate #: 4539
Specialization: Agricultural Specialization