Farmers Bank of Northern Missouri

Chartered Bank Active FDIC Insured
Health Score
9.9 / 10

1604 Main St, Unionville, MO 63565

Financial Overview

Total Assets $568.6M
Total Deposits $481.8M
Profitability (ROA) 1.10%
Shareholder Return (ROE) 9.56%
Capital Cushion (Eq/Assets) 11.26%
Established 06/01/1901

Financial Health Analysis

Farmers Bank of Northern Missouri is a currently active agricultural specialization banking institution headquartered in Unionville, Missouri. Established in 06/01/1901, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Farmers Bank of Northern Missouri manages $568.6M in total assets and holds $481.8M in customer deposits. When evaluating the stability of Farmers Bank of Northern Missouri, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.26%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.10%, while its Return on Equity (ROE) sits at 9.56%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$48.2M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.onlinefarmersbank.com

FDIC Certificate #: 4539

Specialization: Agricultural Specialization

Location

1604 Main St

Unionville, Missouri 63565

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