Dacotah Bank

Chartered Bank Active FDIC Insured
Health Score
9.9 / 10

308 S Main St, Aberdeen, SD 57401

Financial Overview

Total Assets $4.87B
Total Deposits $4.35B
Profitability (ROA) 1.13%
Shareholder Return (ROE) 11.77%
Capital Cushion (Eq/Assets) 9.65%
Established 04/30/1955

Financial Health Analysis

Dacotah Bank is a currently active agricultural specialization banking institution headquartered in Aberdeen, South Dakota. Established in 04/30/1955, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Dacotah Bank manages $4.87B in total assets and holds $4.35B in customer deposits. When evaluating the stability of Dacotah Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.65%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.13%, while its Return on Equity (ROE) sits at 11.77%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$131.9M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.dacotahbank.com

FDIC Certificate #: 17437

Specialization: Agricultural Specialization

Location

308 S Main St

Aberdeen, South Dakota 57401

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