Citizens Progressive Bank
3540 Front St, Winnsboro, LA 71295
Financial Overview
Financial Health Analysis
Citizens Progressive Bank is a currently active agricultural specialization banking institution headquartered in Winnsboro, Louisiana. Established in 01/01/1918, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Citizens Progressive Bank manages $250.0M in total assets and holds $217.1M in customer deposits. When evaluating the stability of Citizens Progressive Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.31%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.55%, while its Return on Equity (ROE) sits at 4.56%. These metrics result in a moderate health score of 7.0 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$36.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: cpbonline.com
FDIC Certificate #: 10531
Specialization: Agricultural Specialization