Citizens Progressive Bank

Chartered Bank Active FDIC Insured
Health Score
7.0 / 10

3540 Front St, Winnsboro, LA 71295

Financial Overview

Total Assets $250.0M
Total Deposits $217.1M
Profitability (ROA) 0.55%
Shareholder Return (ROE) 4.56%
Capital Cushion (Eq/Assets) 12.31%
Established 01/01/1918

Financial Health Analysis

Citizens Progressive Bank is a currently active agricultural specialization banking institution headquartered in Winnsboro, Louisiana. Established in 01/01/1918, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Citizens Progressive Bank manages $250.0M in total assets and holds $217.1M in customer deposits. When evaluating the stability of Citizens Progressive Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.31%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.55%, while its Return on Equity (ROE) sits at 4.56%. These metrics result in a moderate health score of 7.0 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$36.2M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: cpbonline.com

FDIC Certificate #: 10531

Specialization: Agricultural Specialization

Location

3540 Front St

Winnsboro, Louisiana 71295

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