Centinel Bank of Taos

Centinel Bank of Taos is a currently active other specialized under 1 billion banking institution headquartered in Taos, New Mexico. Established in 03/01/1969, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Centinel Bank of Taos manages $421.7M in total assets and holds $382.9M in customer deposits. When evaluating the stability of Centinel Bank of Taos, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.21%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.08%, while its Return on Equity (ROE) sits at 25.77%. These robust metrics contribute to an overall health score of 9.3 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.