BNY Mellon, National Association
500 Grant St, Pittsburgh, PA 15258
Financial Overview
Financial Health Analysis
BNY Mellon, National Association is a currently active all other over 1 billion banking institution headquartered in Pittsburgh, Pennsylvania. Established in 01/01/1869, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, BNY Mellon, National Association manages $30.92B in total assets and holds $26.14B in customer deposits. When evaluating the stability of BNY Mellon, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.41%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.80%, while its Return on Equity (ROE) sits at 7.06%. These robust metrics contribute to an overall health score of 8.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$901.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.