BankOrion

Chartered Bank Active FDIC Insured
Health Score
9.0 / 10

1114 4th St, Orion, IL 61273

Financial Overview

Total Assets $683.0M
Total Deposits $572.7M
Profitability (ROA) 0.88%
Shareholder Return (ROE) 10.56%
Capital Cushion (Eq/Assets) 8.41%
Established 05/21/1890

Financial Health Analysis

BankOrion is a currently active commercial lending specialization banking institution headquartered in Orion, Illinois. Established in 05/21/1890, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, BankOrion manages $683.0M in total assets and holds $572.7M in customer deposits. When evaluating the stability of BankOrion, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.41%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.88%, while its Return on Equity (ROE) sits at 10.56%. These robust metrics contribute to an overall health score of 9.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$63.6M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: http://WWW.BANKORION.COM

FDIC Certificate #: 11739

Specialization: Commercial Lending Specialization

Location

1114 4th St

Orion, Illinois 61273

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