Bank of Utah

Bank of Utah is a currently active commercial lending specialization banking institution headquartered in Ogden, Utah. Established in 02/05/1952, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bank of Utah manages $3.73B in total assets and holds $2.86B in customer deposits. When evaluating the stability of Bank of Utah, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.24%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.32%, while its Return on Equity (ROE) sits at 10.70%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.