Bank of Halls

Bank of Halls is a currently active agricultural specialization banking institution headquartered in Halls, Tennessee. Established in 10/13/1899, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bank of Halls manages $134.9M in total assets and holds $123.4M in customer deposits. When evaluating the stability of Bank of Halls, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.84%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.97%, while its Return on Equity (ROE) sits at 12.68%. These robust metrics contribute to an overall health score of 9.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.