Bank of Commerce

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

221 3rd St, Rawlins, WY 82301

Financial Overview

Total Assets $213.9M
Total Deposits $191.0M
Profitability (ROA) 1.29%
Shareholder Return (ROE) 12.94%
Capital Cushion (Eq/Assets) 10.09%
Established 04/20/1978

Financial Health Analysis

Bank of Commerce is a currently active commercial lending specialization banking institution headquartered in Rawlins, Wyoming. Established in 04/20/1978, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bank of Commerce manages $213.9M in total assets and holds $191.0M in customer deposits. When evaluating the stability of Bank of Commerce, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.09%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.29%, while its Return on Equity (ROE) sits at 12.94%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$95.5M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: WWW.BOCRAWLINS.COM

FDIC Certificate #: 22639

Specialization: Commercial Lending Specialization

Location

221 3rd St

Rawlins, Wyoming 82301

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