Bank of Colorado

Chartered Bank Active FDIC Insured
Health Score
9.9 / 10

1609 E Harmony Rd, Fort Collins, CO 80525

Financial Overview

Total Assets $7.56B
Total Deposits $6.62B
Profitability (ROA) 1.24%
Shareholder Return (ROE) 12.72%
Capital Cushion (Eq/Assets) 9.85%
Established 01/01/1900

Financial Health Analysis

Bank of Colorado is a currently active commercial lending specialization banking institution headquartered in Fort Collins, Colorado. Established in 01/01/1900, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bank of Colorado manages $7.56B in total assets and holds $6.62B in customer deposits. When evaluating the stability of Bank of Colorado, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.85%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.24%, while its Return on Equity (ROE) sits at 12.72%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$110.3M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.bankofcolorado.com

FDIC Certificate #: 16980

Specialization: Commercial Lending Specialization

Location

1609 E Harmony Rd

Fort Collins, Colorado 80525

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