Bank of Clarkson

Chartered Bank Active FDIC Insured
Health Score
9.9 / 10

101 E Main St, Clarkson, KY 42726

Financial Overview

Total Assets $180.6M
Total Deposits $149.7M
Profitability (ROA) 1.57%
Shareholder Return (ROE) 15.83%
Capital Cushion (Eq/Assets) 9.77%
Established 01/01/1904

Financial Health Analysis

Bank of Clarkson is a currently active commercial lending specialization banking institution headquartered in Clarkson, Kentucky. Established in 01/01/1904, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bank of Clarkson manages $180.6M in total assets and holds $149.7M in customer deposits. When evaluating the stability of Bank of Clarkson, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.77%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.57%, while its Return on Equity (ROE) sits at 15.83%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$74.8M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: WWW.BANKOFCLARKSON.COM

FDIC Certificate #: 13167

Specialization: Commercial Lending Specialization

Location

101 E Main St

Clarkson, Kentucky 42726

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