Bank of Brewton
103 Belleville Ave, Brewton, AL 36426
Financial Overview
Financial Health Analysis
Bank of Brewton is a currently active other specialized under 1 billion banking institution headquartered in Brewton, Alabama. Established in 08/01/1889, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Bank of Brewton manages $50.7M in total assets and holds $41.6M in customer deposits. When evaluating the stability of Bank of Brewton, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 17.72%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.99%, while its Return on Equity (ROE) sits at 5.36%. These robust metrics contribute to an overall health score of 8.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$20.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bankofbrewton.com
FDIC Certificate #: 5605
Specialization: Other Specialized Under 1 Billion