Bank of America, National Association

Chartered Bank Active FDIC Insured
Health Score
9.6 / 10

100 N Tryon St, Charlotte, NC 28202

Financial Overview

Total Assets $2.67T
Total Deposits $2.13T
Profitability (ROA) 1.12%
Shareholder Return (ROE) 12.16%
Capital Cushion (Eq/Assets) 9.05%
Established 10/17/1904

Financial Health Analysis

Bank of America, National Association is a currently active all other over 1 billion banking institution headquartered in Charlotte, North Carolina. Established in 10/17/1904, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bank of America, National Association manages $2.67T in total assets and holds $2.13T in customer deposits. When evaluating the stability of Bank of America, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.05%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.12%, while its Return on Equity (ROE) sits at 12.16%. These robust metrics contribute to an overall health score of 9.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$589.5M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.bankofamerica.com

FDIC Certificate #: 3510

Specialization: All Other Over 1 Billion

Location

100 N Tryon St

Charlotte, North Carolina 28202

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