Bank of America California, National Association

Bank of America California, National Association is a currently active mortgage lending specialization banking institution headquartered in San Francisco, California. Established in 05/18/1984, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bank of America California, National Association manages $15.13B in total assets and holds $12.64B in customer deposits. When evaluating the stability of Bank of America California, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.65%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.73%, while its Return on Equity (ROE) sits at 5.89%. These robust metrics contribute to an overall health score of 8.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.