American Bank & Trust Company, Inc.

American Bank & Trust Company, Inc. is a currently active commercial lending specialization banking institution headquartered in Bowling Green, Kentucky. Established in 07/05/2000, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, American Bank & Trust Company, Inc. manages $892.2M in total assets and holds $765.9M in customer deposits. When evaluating the stability of American Bank & Trust Company, Inc., one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.19%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.01%, while its Return on Equity (ROE) sits at 10.98%. These robust metrics contribute to an overall health score of 9.7 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.