Alamosa State Bank

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

2225 Main St, Alamosa, CO 81101

Financial Overview

Total Assets $326.2M
Total Deposits $283.5M
Profitability (ROA) 2.31%
Shareholder Return (ROE) 18.94%
Capital Cushion (Eq/Assets) 12.49%
Established 03/01/1907

Financial Health Analysis

Alamosa State Bank is a currently active agricultural specialization banking institution headquartered in Alamosa, Colorado. Established in 03/01/1907, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Alamosa State Bank manages $326.2M in total assets and holds $283.5M in customer deposits. When evaluating the stability of Alamosa State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.49%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.31%, while its Return on Equity (ROE) sits at 18.94%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$283.5M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.alamosastatebank.com

FDIC Certificate #: 13947

Specialization: Agricultural Specialization

Location

2225 Main St

Alamosa, Colorado 81101

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